BUSINESS ACCOUNT IN WIO BANK UAE FOR UAE COMPANIES

If you have registered a company in one of the UAE free zones and are looking for a modern banking solution, WIO Bank is a great option. It is a licensed digital bank in the UAE, created with the support of ADQ and First Abu Dhabi Bank, focused on small and medium businesses. With a completely online process and a simple interface, WIO allows you to open an account quickly, without the need to visit a branch in person.

ADVANTAGES OF WIO BANK:

  • Fully online account opening – registration and verification are completely remote without visiting the bank.

  • It is suitable for free zone companies – including DMCC, IFZA, SHAMS, RAKEZ and others.

  • Multi-currency transactions (AED, USD, EUR) – accounts are available for transactions in different currencies.

  • Physical and virtual VISA business card – free issue and convenient management.

  • Интеграция с бухгалтерией и финансовыми системами – удобно для фрилансеров и малого бизнеса.

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NECCESSARY DOCUMENTS AND REQUIREMENTS WIO

For a company from Free Zone:

  • Trade License / Commercial License

  •  Certificate of Incorporation (if it exists)

  • MOA / AOA (Memorandum of association/ Articles of Assoation)

  •  Emirates ID and passport of an owner/ a director (of a main  beneficiary)

  • Доказательство адреса (офисный договор или Flexi Desk Agreement)

Additionally, they may request: website, social networks, description of activities, contracts/invoices.

ACCOUNT OPENING PROCEDURE AND IMPORTANT MOMENTS

  1. Opening a WIO account is done totally remotely, on average the procedure takes from 3 to 7 business days

  2. Important: verification of the main owner (UBO) is done via video call or selfie + documents.

  3. Only active companies with an already obtained license and office (real or Flexi-desk) are supported.

  4. It is important that the company conducts real activities (a business plan, contracts, website, etc. are required).

FEES OF WIO BANK 

  • Monthly service – 99 AED / per month
  • Virtual бusiness-card – free
  • Physical  card – free
  • Incoming transfers (AED) – free
  • Outcoming local transfers – 1 AED per transaction
  • International transfers – from 25 AED (it depends on a currency and a country)
  • Cash withdrawal – free up to 2 500 AED/per month, then 2 AED/cash withdrawal
  • Mobile application – free, 24/7 access

WHY IT IS WORTH USING OUR PROFESSIONAL SUPPORT

  • Opening an account 2 times faster

  • Individual analysis of “high risk” cases

  • Communication directly with the manager, not through general support

  • Support at all stages

OUR TEAM

Yevhen Sarafanov

Owner and CEO LOCMAN ICS LTD

Ludmila Chilik

Corporate and tax lawyer (Europe, USA, East Asia, UAE)

Reboot your business with us

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2025-10-03T15:30:09+03:00