TO OPEN BUSINESS ACCOUNT IN GENOME MANEUVER

The payment system Genome is a European electronic platform that provides services for individuals, freelancers and companies in financial management and online payments. It is regulated by the Central Bank of Lithuania, which means it operates according to EU standards, including PSD2 and AML requirements.

ADVANTAGES OF GENOME MANEUVER

  • Instant transfers – transfers between your accounts or companies in Genome happen instantly, without delays.

  • Simplified management of multiple companies – if a client has multiple business accounts (for example, in Estonia and Lithuania), Maneuver makes it easy to transfer funds between jurisdictions while remaining in one system.

  • Security – all operations within Genome are carried out internally, without the participation of third-party banks, which minimizes the risks of loss or blocking of funds.

  • Online management 24/7 – all transfers are available from the web-cabinet or mobile application – without calls to the bank, confirmations by e-mail and waiting.

CAPABITIES OF GENOME MANEUVER 

  • Opening of multi-currency IBAN – accounts

    • European IBAN (формат LTxx) 
    • Currencies  EUR, USD, GBP. 
    • Possibility of opening of several accounts for one or several companies.
  • Virtual and physical crads

    • Cards Visa (for business and personal purposes)

    • Virtual cards — instants activation

    • Support of Apple Pay / Google Pay

    • Setting up of limits and currencies

  • Оnline-acquiring and payments pages

    • Connection of payment acceptance on the website
    • Support for recurring payments (subscriptions)
    • API integrations
    • White-label customization of the payment page
  • SEPA / SWIFT transfers

    • SEPA — for incoming and outcoming trasnfers around Europe

    • SWIFT — for inetrnational payment operations outside EEA

    • Support mass payouts

  • Integration with accounting and API

    • Automation of funds movement
    • Integrations with external CRM/ERP
    • Webhook notifications and reports
  • Security and compliance with regulations

    • Full compliance with PSD2, GDPR, AML/KYC
    • 2FA, anti-fraud system, data encryption
    • Regulation: Central Bank of Lithuania (EU EMI license)

ACCOUNT OPENING PROCEDURE

  • Step 1: Identity verification (KYC)

    To activate your personal account, you will need the following documents: passport or ID card, proof of address (utility bill / bank statement, no older than 3 months), selfie or video confirmation via camera.

    ⏱️ Verification takes from 30 minutes to 24 hours.

  • Step 2: Request to open a business account

    At this stage, you need to provide the following information: jurisdiction (must be EU/EEA/UK), company name, registration number, description of activities, website (if any), ownership structure and beneficiaries.

  • Step 5: Uploading company documents

    The following documents will be required: Certificate of Incorporation, Articles of Association, Shareholder structure, passport of director and owners (ID + proof of address), description of activities – in free form, contracts / invoices (upon request).

  • Step 6: Passing of corporate KYC

    Genome may request additional information: business email, counterparty contacts, payment flows.

    Communication takes place via email or chat in your personal account.

    Usual verification period: 1–5 business days.

Get a free consultation – if this service is right for you

FEES

Fees for business‑accounts: Low‑risk business 

They are suitable for a majority of IT-companies, SaaS, consulting, marketing etc

  • Opening of IBAN-account (EUR): 100 €

  • Annual fee: 10 €/month (or 100 €/year)

  • Additional currency accounts: free (USD, GBP etc)

  • Administrative fee: 0 % from average month balance

  • Letter-confirmation (account confirmation letter): 5 €

  • Balance confirmation (audit): 20 €

  • Fee  for non-activity (after 6 month): 100 €/month

  • Code‑gemerator (Token): 50 € one time

  • SEPA internal and SEPA‑trasnfers: incoming/outgoing – 1 € 

  • Transfers inside Genome (Maneuver): free

Fees for High‑risk business 

They refer to a number of areas: subscriptions, financial services, marketing, landing generation, etc.

  • Opening of IBAN‑account: 500 €

  • Monthly fee: 100 €/month (or 1000 €/year)

  • Additional USD‑account: 1000 €, other currencies – 500 €/ one

  • Admin fee: 0,5 % from average balance

  • Letter-confirmation: 5 €

  • Audit: 20 €

  • Non-activity: 200 €/month

  • Token: 50 €

  • Internal & Maneuver transfers: fee

  • The remaining fees are similar to the low-risk tariffs.

WHY IT IS WORTH USING OUR PROFESSIONAL SUPPORT

  • Opening an account 2 times faster

  • Individual analysis of “high risk” cases

  • Communication directly with the manager, not through general support

  • Support at all stages

OUR TEAM

Yevhen Sarafanov

Owner and CEO LOCMAN ICS LTD

Ludmila Chilik

Corporate and tax lawyer (Europe, USA, East Asia, UAE)

Reboot your business with us

Get a free consultation – if this service is right for you

2025-10-20T20:39:29+03:00