TO OPEN BUSINESS ACCOUNT IN GENOME MANEUVER
The payment system Genome is a European electronic platform that provides services for individuals, freelancers and companies in financial management and online payments. It is regulated by the Central Bank of Lithuania, which means it operates according to EU standards, including PSD2 and AML requirements.
ADVANTAGES OF GENOME MANEUVER
Instant transfers – transfers between your accounts or companies in Genome happen instantly, without delays.
Simplified management of multiple companies – if a client has multiple business accounts (for example, in Estonia and Lithuania), Maneuver makes it easy to transfer funds between jurisdictions while remaining in one system.
Security – all operations within Genome are carried out internally, without the participation of third-party banks, which minimizes the risks of loss or blocking of funds.
Online management 24/7 – all transfers are available from the web-cabinet or mobile application – without calls to the bank, confirmations by e-mail and waiting.

CAPABITIES OF GENOME MANEUVER
Opening of multi-currency IBAN – accounts
- European IBAN (формат LTxx)
- Currencies EUR, USD, GBP.
- Possibility of opening of several accounts for one or several companies.
Virtual and physical crads
Cards Visa (for business and personal purposes)
Virtual cards — instants activation
Support of Apple Pay / Google Pay
Setting up of limits and currencies
Оnline-acquiring and payments pages
- Connection of payment acceptance on the website
- Support for recurring payments (subscriptions)
- API integrations
- White-label customization of the payment page
SEPA / SWIFT transfers
SEPA — for incoming and outcoming trasnfers around Europe
SWIFT — for inetrnational payment operations outside EEA
Support mass payouts
Integration with accounting and API
- Automation of funds movement
- Integrations with external CRM/ERP
- Webhook notifications and reports
Security and compliance with regulations
- Full compliance with PSD2, GDPR, AML/KYC
- 2FA, anti-fraud system, data encryption
- Regulation: Central Bank of Lithuania (EU EMI license)
ACCOUNT OPENING PROCEDURE
Step 1: Identity verification (KYC)
To activate your personal account, you will need the following documents: passport or ID card, proof of address (utility bill / bank statement, no older than 3 months), selfie or video confirmation via camera.
⏱️ Verification takes from 30 minutes to 24 hours.
Step 2: Request to open a business account
At this stage, you need to provide the following information: jurisdiction (must be EU/EEA/UK), company name, registration number, description of activities, website (if any), ownership structure and beneficiaries.
Step 5: Uploading company documents
The following documents will be required: Certificate of Incorporation, Articles of Association, Shareholder structure, passport of director and owners (ID + proof of address), description of activities – in free form, contracts / invoices (upon request).
Step 6: Passing of corporate KYC
Genome may request additional information: business email, counterparty contacts, payment flows.
Communication takes place via email or chat in your personal account.
Usual verification period: 1–5 business days.
Get a free consultation – if this service is right for you
FEES
Fees for business‑accounts: Low‑risk business
They are suitable for a majority of IT-companies, SaaS, consulting, marketing etc
Opening of IBAN-account (EUR): 100 €
Annual fee: 10 €/month (or 100 €/year)
Additional currency accounts: free (USD, GBP etc)
Administrative fee: 0 % from average month balance
Letter-confirmation (account confirmation letter): 5 €
Balance confirmation (audit): 20 €
Fee for non-activity (after 6 month): 100 €/month
Code‑gemerator (Token): 50 € one time
SEPA internal and SEPA‑trasnfers: incoming/outgoing – 1 €
Transfers inside Genome (Maneuver): free
Fees for High‑risk business
They refer to a number of areas: subscriptions, financial services, marketing, landing generation, etc.
Opening of IBAN‑account: 500 €
Monthly fee: 100 €/month (or 1000 €/year)
Additional USD‑account: 1000 €, other currencies – 500 €/ one
Admin fee: 0,5 % from average balance
Letter-confirmation: 5 €
Audit: 20 €
Non-activity: 200 €/month
Token: 50 €
Internal & Maneuver transfers: fee
The remaining fees are similar to the low-risk tariffs.
WHY IT IS WORTH USING OUR PROFESSIONAL SUPPORT
Opening an account 2 times faster
Individual analysis of “high risk” cases
Communication directly with the manager, not through general support
Support at all stages
OUR TEAM

Yevhen Sarafanov
Owner and CEO LOCMAN ICS LTD

Ludmila Chilik
Corporate and tax lawyer (Europe, USA, East Asia, UAE)
✔Reboot your business with us